SB Financial Group, Inc. (NASDAQ:SBFG) Q4 2024 Earnings Conference Call January 24, 2025 11:00 AM ET
Company Participants
Sarah Mekus – Investor Relations
Mark Klein – Chairman, President & Chief Executive Officer
Tony Cosentino – Chief Financial Officer
Steve Walz – Chief Lending Officer
Conference Call Participants
Brian Martin – Janney Montgomery
Operator
Good morning, and welcome to the SB Financial Fourth Quarter 2024 Conference Call and Webcast. I would like to inform you that this conference call is being recorded and that all participants are in a listen-only mode. We will begin with remarks by management, and then open the conference up to the investment community for questions and answers.
I will now turn the conference over to Sarah Mekus with SB Financial. Please go ahead, Sarah.
Sarah Mekus
Thank you, and good morning, everyone.
I’d like to remind you that this conference call is being broadcast live over the Internet and will be archived and available on our website at ir.yourstatebank.com.
Joining me today are Mark Klein, Chairman, President and CEO; Tony Cosentino, Chief Financial Officer; and Steve Walz, Chief Lending Officer.
Today’s presentations may contain forward-looking information. Cautionary statements about this information as well as reconciliations of non-GAAP financial measures are included in today’s earnings release materials as well as our SEC filings. These materials are also available on our website, and we encourage participants to refer to them for a complete discussion of risk factors and forward-looking statements. These statements speak only as of the date made, and SB Financial undertakes no obligation to update them.
I will now turn the call over to Mr. Klein.
Mark Klein
Thank you, Sarah, and good morning, everyone. Welcome to our fourth quarter 2024 conference call and webcast.
2024 was definitely a year of expansion, one of some resilience and
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