Alpha Services and Holdings S.A. (OTCPK:ALBKY) Q3 2024 Earnings Conference Call November 8, 2024 5:00 AM ET
Company Participants
Iason Kepaptsoglou – Head, Investor Relations
Vassilios Psaltis – Chief Executive Officer
Lazaros Papagaryfallou – Deputy CEO
Vassilios Kosmas – Chief Financial Officer
Conference Call Participants
Eleni Ismailou – Axia Ventures
Gabor Kemeny – Autonomous Research
Mehmet Sevim – JPMorgan
Mikhail Butkov – Goldman Sachs
Osman Memisoglu – Ambrosia Capital
Operator
Ladies and gentlemen, thank you for standing by. I am Yolta, your Course Call operator. Welcome and thank you for joining the Alpha Services and Holdings Conference Call to present and discuss the 9-month 2024 Financial Results. All participants will be in a listen-only mode, and the conference is being recorded. The presentation will be followed by question-and-answer session. [Operator Instructions]
At this time, I would like to turn the conference over to Alpha Services and Holdings Management. Gentlemen, you may now proceed.
Iason Kepaptsoglou
Good morning, everyone, thank you for joining us. I am Iason Kepaptsoglou, Alpha Bank’s Head of IR. Vassilios Psaltis, our CEO, will lead the call today, summarizing our progress and giving you a few highlights. And then Vassilios Kosmas, our CFO, will give you more details on the quarter and the guidance. As ever, the whole team is here and we will take Q&A in the end and should finish within the hour.
Vassilios, over to you.
Vassilios Psaltis
Well, thank you, Iason, and good morning from my side as well. Thank you for joining. Let’s dive in, starting now with Slide number 4, please. With one quarter left until the end of the year, we have delivered recurring earnings of €666 million, which translated into a 14.4% return on tangible equity and €0.26 of earnings per share for our shareholders.
Our top-line is resilient, with
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