Preferred Bank (NASDAQ:PFBC) Q3 2024 Earnings Call Transcript October 21, 2024 2:00 PM ET
Company Participants
Jeff Haas – Financial Profiles
Li Yu – Chairman and CEO
Edward Czajka – CFO
Wellington Chen – President and COO
Nick Pi – CCO
Conference Call Participants
Matthew Clark – Piper Sandler
Andrew Terrell – Stephens
Gary Tenner – D.A. Davidson
David Feaster – Raymond James
Operator
Good day, and welcome to the Preferred Bank Third Quarter 2024 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Jeff Haas of Financial Profiles. Please go ahead.
Jeff Haas
Thanks, Wyatt. Hello, everyone. Thank you for joining us to discuss Preferred Bank’s financial results for the third quarter ended September 30, 2024. With me today from management are Chairman and CEO, Li Yu; President and Chief Operating Officer, Wellington Chen; Chief Financial Officer, Edward Czajka; and Chief Credit Officer, Nick Pi. Management will provide a brief summary of the results, and then we will open up the call to your questions.
During the course of this conference call, statements made by management may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are based upon specific assumptions that may or may not prove correct. Forward-looking statements are also subject to known and unknown risks, uncertainties and other factors relating to Preferred Bank’s operations and business environment, all of which are difficult to predict and many of which are beyond the control of Preferred Bank. For a detailed description of these risks and uncertainties, please refer to the SEC required documents that the bank files with the Federal Deposit Insurance Corporation, or
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